Dear ABC,


We have been providing astrology consultation and advice on true vedic principles on the internet since 2000 and serviced over a million customers with our free and premium services. We have prepared Luck Karma Report With 20 years report:

The strength of 3 tripods (1st house, 5th house & 9th house):

The ascendant [1st house], the fifth house [Purva Punya or accumulated Karma good or bad Karma, accrued over the past births] and the 9th house from it [fortune and luck due to good karma during the present birth but also includes some effects of Karma of the last births] are the main houses that determine what benefits one enjoys or what sufferings one faces.
These houses are linked through mutually trine positions.
The strength and disposition of these houses gives a measure of the quantum and quality of the benefits or otherwise and ideally all the three should have high strength for better results.
In your birth chart, these houses have 9.41, 6.95 and 5.01 units of strength respectively.
Thus your Purvapunya and Punya both are quite weak and approx similar unit together. In which purvapunya is greater than Punya and it is also demanding disciplined approach along with hard work because perspectives of your life will be attained by you through only your sincere efforts.

Planets that influence the 3 tripods and the effects that would be felt on luck:

Saturn, the lord of ascendant, is well placed in the house of growth & development at his friendly sign of Gemini .
The Saturn is in retrograde position along with having lordship of 12th house of unusual expenses & abroad and having close conjunction with Ketu which indicates Hard aspects are associated with troublesome social relationships or withdrawal from socializing as part of a necessary process of personal growth. You will be learning to rely on yourself, as well as to adopt a humbler approach to others.
In spite of, Saturn is also having aspect of opposition with enemy lord Moon conjunct Rahu, you may be having feeling of overlooked, left out, on your own, and even uncared for. Everyday coping skills can be compromised --chores and routines seem to be harder to do or more burdensome than usual. It can be hard for you to take risks at this time, and you are likely to focus on the negatives in your life.
However the trine aspect with natal Sun is strengthening your thought, vision and approach about life along with positive results.
Thus Ascendant and its lords is influencing and increasing your abilities and skills along with leading approach. You are having own individuality and specialty along with constant in your relationship and stick on your principles.

Mercury is the lord of 5th house from ascendant, which is placed in the house of professional activities at hid inimical sign of Scorpio.
In spite of, it is also making conjunction with 9th lord Venus and indicating Mani-Kanchan raj-yoga in your chart, that’ why you find yourself more socially composed than usual now. Mentally, you are not as disciplined as usual, however, as you prefer to chat with others and to think about more "pleasant" things than work.
But sign lord Mars is strongly placed in own house along with retrogression but having most inharmonious aspect with Mercury, due to this, instead of listening to what others have to say, you could end up interrupting them and making assumptions. Alternatively, you could find others doing the same to you. This is not a good to make important decisions, as your thinking simply isn't clear.
You should maintain your self-esteem and recognition through consistent efforts & support of your seniors, then you will be able to give a right direction to your professional activities and relationship.
Thus the 5th house of PurvaPunya is not having a powerful condition that’s why it will require your concerned approach about new development in professional life and also during becoming new relationship. Faith on strangers would not be beneficial for your decisions.

The 9th house lord is Venus which is also placed in profession house at his inimical sign of f Scorpio, which is having inimical relationship.
However conjunction of Mercury would be quite favorable for your moral values & ethics which will give strong mental strength to make plan and life schedule as per your own.
But the position of inharmonious Sun is also in house of fortune along with having unfavorable opposite aspect with insignificant Mars, which may badly affect your confidence and self-belief along with conflicts with authoritative personalities. Careless or impulsive behavior can be a problem. You could find yourself feeling thwarted, frustrated, or restless. This is likely due to the fact that you are not in touch with what it is you really want. Watch also for hasty actions that could result in minor injury or stress.
Due to this, tension and pressure would be part of work which may create unfavorable condition for communication gap or disagreement with working associates and dear friends but if you keep patience then it will be able to reach your expected position.

Description of effect on 5th & 9th house to see Purvapunya & comments on what you did or experience in the past birth:

Due to the various planetary influences on the 5th and 9th houses as described above, the following effects emerge about what you did in your earlier birth and how these will influence your life in this birth:

5th House:
Very likely you come from a sheltered or very quiet previous lifestyle.
Although it was placid and settled, you lacked stimulation.
You need to make up for apparently lost time by reaching out to the environment and finding out what you may have missed.
The Gemini's scattered or brief attention span is a type of fallout from that need to find out as much as possible in as short a time as possible.
The accompanying urge to tell everything they know can alienate others.
Gemini has been given the gift of understanding expression.
There is a reason for it, to create a foundation of inner understanding for themselves.
You must keep the goal in mind.
There is a powerful mental connection with your creative self-expression.
You are proud of your ideas, and very good at expressing them to others smoothly now.
Your thinking is more creative than usual.
You tend to entertain others with your conversation; and your sense of humor (and of mischief!) is especially strong.
You especially enjoy games that involve competing with others on a mental level.
You have a stronger need than usual for intellectual stimulation.
You're more willing to take risks on a mental level now, so take advantage of the increased spontaneity and creativity that comes with this position.

9th house:
You come from past experience where your mistakes made a deep impression on you.
This sometimes makes it difficult to be decisive for fear of the consequences of being in error. You also have worked very hard, and in certain areas of life, you're just tired.
The lesson of personal integrity is one which will be difficult to avoid.
Although you need harmony and peace in their lives, you will pay heavily in the long run if you compromise yourself.
You sometimes resent the efforts you must make to "get along" in the world; however your gift is that you are capable of finding the way which will leave your integrity unharmed.
It denotes bodily or material comfort and happiness.
At home, your siblings would be more cooperative and affectionate than ever.
Some auspicious deeds are likely to be performed at your home.
A socially conducive period could also be expected where you are likely to make new friends.
You may also get a mentor to show you the spiritual path.
Your good qualities and virtuous deeds would be noticed and would bring in good reputation in the society.
This could see your desires fulfilled and enemies defeated.
If you get involved in any kind of discussion, you are likely to be winning the same.

Forecast for the next 20 years:

Career events will be quite concerned during these twenty years as transit Jupiter, the sources of income, hopes, wealth, family & possessions lord, will be in your enemy, troubles and hindrances house till 14 Jul 2015 and thereafter in your 7th [house of association & short journeys] till 12th Aug 2016, then in the 8th house [house of unexpected challenges] till 12th Sep 2017, then in the 9th house [house of fortune and happiest occasion] till 11th Oct 2018, then in the 10th house [house of professional and social activities] till 5th Nov 2019, in the 11th [house of hopes, sources of income and wishes] till 20th Nov 2020, in the 12th house [house of unusual expenses, journeys & abroad] till 21st Nov 2021, in the 1st house [house of personality, thought and new visions] till 14th Apr 2022, in the 2nd [house of wealth, family and possession] till 23rd Apr 2023, in the 3rd house [house of immediate environment, courage and mental strength] till 2nd May 2024 , in the 4th [house of home, peace & happiness] till 15th May 2025, in the 5th [house of growth & development] till 2nd Jun 2026, in the 6th [house of enemy, troubles and hindrances] till 27th Jun 2027, in the 7th [house of association & short journeys] till 25th Jul 2028, in the 8th house [house of unexpected challenges] till 25th Aug 2029, in the 9th house [house of fortune and happiest occasion] till 23rd Sep 2030, in the 10th house [house of professional and social activities] till 16th Oct 2031, , in the 11th house of hopes, sources of income and wishes till 24th Oct 2032, in the 12th house [house of unusual expenses, journeys & abroad] till 18th Mar 2033, then in the 1st house [house of personality, thought and new visions] till 28th Mar 2034 and then in the 2nd house [house of wealth, family and possession] after 28th Mar 2034.

In running transit of two year, you have to be extremely careful at work as your superiors and co-workers, which would not be favorable. It is not the time to look for any advancement but to hang on to what you have. Avoid heated arguments and showdowns with your spouse. Health needs extra attention during this one year transit. Tension and restlessness will plague you. From 3rd year transit to 6th Year of transit it is marking a time of much optimism and cheerfulness. Throughout this transit of Jupiter, it brings noticeable improvements to your environment as well as self-confidence to your personality. You will give you money, domestic happiness; gain of wealth, and of commodities. Defeat of enemies, new position and status will be possible. This transit will be favorable in the sphere of material possessions and resources. During 5th year of transit you will get new communication opportunities. It will be good form to enhance your specific knowledge and skills set, and find much enjoyment in so doing. Much joy and enjoyment can be found in your family and your home life now. An increased sense of security and safety may be derived from your domestic situation. Improvements to your home life, family, and basic psychological foundation are in focus. Creative projects are likely to fare well and could possibly even bring some type of recognition or reward. You are feeling quite free from responsibilities at this time, making it easier for you to let your hair down and have a good time. But post 7th year of transit to 9th year of transit would be troublesome and such problems in working life. You have to be extremely careful at work as your superiors and co-workers, which would not be favorable. Relationships and partnerships benefit from expansive, warm energy, difficult relationships may be absolved, and/or successful new ones are entered into this year. However such unwanted challenges may divert your existing path, that’s why patience must be required to make balance on your positive approach. By 10th year of transit it will improve again and go upwards. You will see prosperity, enhanced prestige, respect from others, happiness, pleasures and happiness at home, increased income and land and houses. Work-related travel or the reaching of a wider audience is possible during this cycle. Your worldly status may change for the better.

There would be good prospects to involve in new association and projects, which would be better than earlier. Gain of luxury items, pleasures, promotion, respect and prosperity will come to be yours till 12th year of transit. The year of 13th year of transit Benefits may come through co-workers or employees. Any type of service that you may provide is likely to go well. You are more successful in hiring people to work for you, if applicable, and improvements to your working environment are likely. By 14th year of transit this house is said to offer one spiritual protection. You are more able to get in touch with your subconscious mind. Work that involves serving others may begin now and bring you much joy. By 15th year of transit you will be having ability to attain precious position in your professional perspective. Dealings with the public are favored, and others tend to look at you as a leader. You want to create a distinct first impression on others, and you tend to do just that. Comforts and pleasures will be at your command. The 16th year of transit would be good period for investment in or purchase of property and various articles of enjoyments. You will more cheerful and sociable, and others tend to appreciate your company more as a result. Gifts or opportunities may come through visits, short trips, messages, emails, or they could come through contacts with siblings, classmates, and neighbors. Till 18th year of transit opportunities to buy or sell real estate for financial gain may present themselves. You will move to a larger or more comfortable dwelling. But post 19th year of transit good publicity may come your way. If your work takes you before the public, you can safely expect popularity. Till 20th year of transit such unwanted challenges may divert your existing path, that’s why patience must be required to make balance on your positive approach.

But transit Saturn in your 5th house from ascendant in your career chart D_10 and 12th from Moon sign, that’s why sadhesati of Saturn has been started.
The bosses will not be favourable and your competitors will be at your throat.
If not careful you may have lose your position and may be forced to change your job.
There will be unnecessary expenses and waste of money.
Income will not be sufficient and money will not come when required.
Peace at home will be at a premium and there will be constant disputes and arguments with your family members.
Your love life will take a beating.
Your social life will not be smooth either and you may lose your reputation.
Think carefully and weigh all the pros and cons before taking any serious decision as your mind will be a bit fuzzy during this period.
Very careful about your professional relationship and shouldn’t faith on others, otherwise such losses may occur due to dependency on them.
However it would be good to make plan for financial assets through investments.
But avoid risks and new assignments about monetary transitions.
Health would also be average and getting frequent troubles due to allergic and high fever.

Period of Moon
Running conditions will be continued as usual in remaining period of 2014 and up to Jun 2015 but by Jul 2015 a little change may possible now which would be important to give right direction in your career.
However such restrictions and problems will be there due to pressure of work.
Hard work must be required in remaining period of 2015.
Relations with your colleagues would be important to finish your targets under expected periods.
But post Oct 2015, period would not be positive by unusual happenings in your career which may give tough situation to reach your targets under schedule period.
You should not rigid and adamants to issue of self recognition and possessions in remaining period of 2015.
Your hard work and patience must be required in career.
You should accept every situation as getting experience.
To hold these responsibilities you will have to hard work and labour.
You should keep balance in professional and personal relation up to Apr 2016.
Financial position would be stable in remaining period of Moon in spite getting a little growth point in mid of 2015.
However there would not be any control on your expenses and it would be increasing time by time.
So you should adopt a complementary attitude to make balance in between income and expenses.
In this period you should not incline for any risky and hasty investments, otherwise losses may occur now.
Systematic and regular investments would be profitable to make wealth.
This period will give you stability in your situation, though you have to make efforts for that but results are there.
So keep your spirit up and look for stability.
You need security and that period will give all sort of security.
You should trust own self and partner’s attitude.
You should maintain your relation by mutual understanding.
Some voyage with spouse will be increasing love.
There would be good physical and intellectual development of your children.
But your personal health would be concerned due to allergic and infectious ailments.
So you will have to very careful about that especially in last quarter of 2015.

Period of Mars
During Apr to Aug 2016 period indicates high potency but more challenges frequently.
But post Sep 2016 such personal issues may disturb your professional path.
Your opponents will dominate now which may create critical things in career.
Your silence would be best option to avoid these things or you should take temporary pause in career.
Professional prospects will again re-polarize by Sep 2017 but gradual progress will be there.
Up to Aug 2018 earlier inharmonious period would be continued as usual and you will have to do work in under pressure.
You should continue your career by own will; otherwise it would be tough to attain expected results by professional activities.
But by Sep 2018 period will be good for professional prospects.
This period will open new prospects in your professional life.
Then you will able to get many success and attainments with rewards by professional activities.
During 2019 you will really enjoy with running profile and status.
By Oct 2020 you will have decent professional profits in your hand by two resource of income.
But you will have to do efforts to continue balance between both.
The remaining period of 2020 and 2021 will be peak period for your professional life.
But post May 2022 you can continue your work if you should not involve in any illegal or financial matter.
Otherwise this period may bring more tension in your professional life up to end of period.
You should take decisions very carefully or get the advice by your benefactors in remaining period of 2022 and 1st quarter of 2023.
Overall this period would be progressive but frequent hindrances may also be there.
Till Aug 2018 income will remain very good despite many fluctuations.
You will be unable to control on expenses.
Too many fluctuations will disturb your investment plans very acutely.
Excessive expenses on dissolute manners and too much of luxury will cause further drain.
Loss through speculation would be prominent.
By Aug 2018 financial position will be encouraging by growth of the source of income.
During 2019 to Apr 2022 you will be able to sustain two sources of income, which would be encouraging your savings and new investments.
Excellent returns will be through earlier investments.
Purchase of major property may also occur during 2020-2021.
But post May 2022 onwards you should keep a proper distance with any unwanted matters like illegal issues otherwise it may harmful to consist your professional position.
Many associations may there due to trivial nature.
Before Oct 2019 such disappointments and exploitations through them are possible.
Better to avoid as the time is not in your favor for these matters.
Marital relationship will be looking very favorable for you this period will give you happiness in your understanding.
You will have love and harmony in your life.
Get the encouragement through positive support by spouse.
This period will fortunate for Children’s all round growth.
Mental, physical and educational strength will improve.
Ailments may possible related to nerves blockage like spondilitis & allergic ailments.
Gastric problem may also there by over diet of food.
Overall this period would be average for health, so you should continue exercise and yoga.

Period of Rahu
With starting of this period there would be average growth in your working life.
In remaining period of 2023 and 2024 all things would be all of sudden which may give fluctuation in your career.
You will face many difficulties and confusion during decide to any important issue.
Lot of confusion will be in mind and feel uneasiness in your professional life.
Up to Dec 2025 period would be average and indecisive for professional life but sudden chances may be relevant for your position.
So you should continue your positive efforts which would be required for your coming professional growth and success.
By Jan 2026 onwards period would be good in comparison to earlier period.
The period of 2026 and 2027 would be supportive for working environment.
Professional success would be very decent and get also recognition by dedication of work.
But you should secure yourself from unexpected or hasty changes with May 2028.
Change in existing period might bring such major obstacles and regular disputes in professional relationship.
Position wise it would be worst period if you don’t complete work in right manner during 2029 and 2030.
With Mar 2031 period will be fruitful to expansion of your working area.
Your performance will be better in your work during 2032 and 2033.
You will get much rewards and recognition of your running work and success in completed work.
During Oct 2033 to Oct 2034 period will be normal and you will have to hard work to materialize your running projects and work.
So you should give your statements with carefully and consciously.
Income will vary between excellent and low income up to end of 2025.
Too many fluctuations will disturb your investment plans very acutely in this period.
Then by Jan 2026 period would be supportive for getting better attainment and growth in your income.
Savings and investments would be encouraging during 2026 to 2027 and 2031 to Oct 2033.
During 2029 to 2030 and Oct 2033 onwards you should more conscious about your wastage of money or unwanted expenses.
Risky investment and speculation must be avoided during this period.
You should not possessive and over dominate in any relation; otherwise such important relation might be break.
Try to improve your relationship especially in personal life.
Dispute may be possible by honor issue.
Due to profession there may a little spatial pause in your marital life during 2028 to 2030.
So you must be conscious about this phase of life and always try to make balance in your professional and personal life.
With 2031 gap would be ended and again you will having all support of your spouse along with good understanding between you.
Encouragement and motivation would be required to get better attainments.
One of them can get something different during 2032-2033.
Functional ailments may there.
Weak metabolic and gradual decrease immune system of body along with abdominal ailments will be prominent.
By proper medicine and other precaution as exercise or yoga you can fit yourself in regular life.
Such health problems would be continued regularly and dependency will increase at medicines.

Remedies & suggestions for improving luck:

Your attitude may remain somewhat stubborn, especially with seniors. Judgment and communication failure can be a major issue and this can work against your own interests.
There can be some obstructions to your work and thus your confidence can suffer.
Within the above frame, you must stay methodical and practical in your working.
Plan things meticulously your future.
You must rise to the demands and expectations of your superiors.
Do not avoid taking more responsibility as you will come out successful if you try.
Avoid communication failure, differences, power struggle and quarrels.
You must control your expenses and various pleasures to help you accumulate more money.
Avoid risky investments.
You must be of firm mind but rigidity will make the circumstances worse.
So stay flexible.
Controlled activity in any area of life will benefit you.
Be contented with what you get and work slowly to get your work done.

Any mantra, puja or yantra for enhancing luck:

You should chant “Om Gan Ganpatyeh Namah” or Sankatnashak Ganpati Stotra as frequently as possible, the more the better.
Chant with total trust and surrender.
Even silent chanting will do.
This will cover most of the planetary afflictions that can obstruct good luck.
You should wear an iron-ring in middle finger of your right hand from Saturday evening.
In spite of, you should wear a diamond of 200 to 300mg or white Topaz of 1300 to 140 mg in gold ring at index finger during Friday morning.