• Name: ABC
  • Date of Birth: 1st Jan 1970
  • Place: New Delhi
  • Gender: Male
  • Time: 4:00 AM
  • Report: Financial Status & Wealth Combination Report For One Year




[This applies to next one year.]

For Service:

[Given in decreasing order of preference]:

Position in the following areas in decreasing order of preference or a suitable combination of them.

Architecture industry.
Liaison work.
Textiles industry.

For Business:

Financial services.
Hospital supplies.
Medicine and all allied areas.
Marine products.
Cotton textiles.
General trade of commodities.
Gardening implements.
Air travel.
Travel Industry.
Press and publications.

For Self-employment:


Suitable Method of Work:

[For next one year.]

Service or business or self-employment:



Not Suitable


[For next one year]
[Given in order of preference]:
Business alongwith service

Investment suitable in:

[For next one year]


Much suitable.
Covers deposits in major banks, government bonds and securities.

Real Estate:

NOT Suitable.

Debt Instruments:

NOT Suitable.

Equity [direct investment:

Not suitable.

Mutual Funds:


Own business:

Suitable in general.
Not suitable during 2013 and 2014

Any Combinations holding back Monetary Success:

There are combinations present to obstruct generation of wealth or cause unplanned expenses.
Some of these are as below:
Ascendant lord Mercury is debilitated in 10th house of occupation.
Moon sign lord and Sun sign lord, Saturn, is very weak.
Jupiter, the primary planet for wealth is debilitated.
Moon, the planet for financial stability is conjunct debilitated Jupiter.
Saturn aspects the house of wealth and of fortune.
Mercury, the planet of investment and business, is debilitated.

Financial Overview of next One year [till 30 Sep 2014]:

Income from career will have significant risk of decline or even total block.
Loss through luxury, social life, speculative investments and medical issues would be high.
Control over avoidable expenses would be very important and urgent
Without sufficient control of all expenses [needless or even otherwise] the years 2011 and 2011 can pose major financial hold up.

Notes and Year wise Forecast:

The following are some of the points that bring out how wealth can be generated:
Jupiter with Sun is in Pisces Navamsa in the 11th house of D_9 chart.

Year wise Forecast:

The results given below are based on the understanding that the guidelines for earning and investments given above are followed.


Year 2013:

Modest income from occupation [job or business] may continue till end of Nov 2011.
Income from career may not be possible later within due to severe obstructions from and differences with authorities.
Expenses will exceed income.
Loss through speculation, luxury, enjoyments and medical expenses would adversely affect your savings and investments in particular and overall financial prospects in general.
There is total need for extreme caution and self discipline.
No sudden actions like getting into new business or moving to a different place would be good for you.

Year 2014 (till March 2014):

No income or very marginal income is likely during 2014 irrespective of business or job.
However minor improvement may be possible after Sep 2013.
Lack of self control will continue to push up expenses.
Yet more control than is usual for you is expected to develop now.
Yet some loss through luxury and enjoyments will remain but these too can be avoided with more effort.
But medical expenses cannot be reduced or eliminated.
No fresh savings or investments would be possible.
Jupiter’s Current Transit & Dhan Yoga Study
JUPITER in 12th house from Natal Chart, from Moon in 2nd house.

OBSERVATIONS (for next 12 months)

It entered Gemini - your 12th house on June 01, 2013 and shall be there till June 20, 2014. This signifies expenditure for you. The outflow of money is expected to be greater than the inflow. At the same time, you are also likely to spend some money on auspicious occasions and on long distance travels. This could also be a period during which you may have to stay away from your native place and away from your children. Above all, you may also find difficulty in trade and business.

Unless you exercise self control, during this period you are susceptible to go astray and behave in a way that is not usual of you. Avoid being caught in any unpleasant situations.
On the positive side, you may find that there is some untapped potential treasure awaiting you – it could be wisdom, finances or both. You may be come into contact with a wise person who unlocks the door to a deeper sense of self-worth. On a materialistic level, a search in a hidden place may reveal some material abundance that you did not know was waiting for you.

This period also points toward unplanned expenditure for you. In your job / business, hold on to your position and as this period may be risk prone. In other words, avoid undertaking any task that involves risk. Your balanced approach and good conduct may be your savior during this phase and you will have to consciously avoid negativism in your attitude while approaching your near and dear ones. Avoid being caught in any unpleasant situations.

Jupiter’s Current Transit & Dhan Yoga Study( this will be studied for 2 years)

Jupiter moving through Gemini will improve your intellect and will give it enough harmony and refinement and will also favor good judgment in all matters of importance. There can be many short journeys and being fond of change, you will like them. You will take interest in religious matters. Relation with spouse or partner and siblings will get better. Despite Jupiter being in the 12th house of loss from your ascendant, you will achieve success over problems and troubles. You will like to spend time in seclusion and this will have a calming effect on your body and mind. You can get victory over enemies and can even gain through them. You will get good but unexpected experiences through affections, religion, political affairs that will cause definite gains in the end. You will be of religious nature while Yoga and worship will help you further at this stage. All reversals or negatives will be followed by successes. You may get into some secret alliances.

Due to trine position with respect to Rahu and Saturn, you will have increased income, especially through areas related to machinery, vehicles, pharmaceuticals and medicinal practice or selling.

You will enjoy a rather luckier and more comfortable life. Due to trine with Saturn, the negative effects of Saturn will be much reduced and you will get the following effects. If you have plans to build something or take up a new project, the progress will be slow but very positive. There will not be any tension or ambiguity in your mind. You will be well focused on your goal and the achievements will be good. This is a good time to handle all matters of practical concerns since you will not lack in vision or foresight.