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What is Budhaditya Yoga?
Budhaditya Yoga is a life-modifying and destiny-changing Yoga that is formed when Sun and Mercury come together in a birth horoscope.

Effects of Budhaditya Yoga:
Budhaditya yoga brings out all the positivity of one’s intellectual and physical energy to the fullest extent and allows use of these energies to be applied onto one’s observations, perceptions, thoughts, speech and actions in such manner that one attains various skills, some of them quite rare, a sharp intellect, finely discerning ability, good reputation, personal respect and also all material comforts and happiness.

How the Budhaditya yoga forms & which houses are involved in your birth chart in its formation:
In your horoscope, Sun-Mercury combination forms in Capricorn sign in the 5h house from your ascendant Virgo and on the 7th house from Moon sign Cancer.

Your Sun has very poor Shadbala [overall strength], very poor digbala [directional strength - hence inactive for good results] and is also highly inauspicious.
Further Sun suffers from active Pitru Dosha [due to opposition by Rahu] and is very closely conjunct with malefic Saturn, his most dire enemy.
These points will seriously undermine the positivity of Sun in the areas of personal health, material and financial gains, good judgment, soul power, creative ability and quality of investments and also all matters related to love and all forms of relationships in all areas of life.
Mercury too is much weak in Shadbala [overall strength] and in digbala [directional strength – hence inactive to offer good results] but is fairly auspicious due to placement in Capricorn sign.
Additionally the yoga is adversely aspected by debilitated Mars from Cancer sign.

Therefore Sun conjunct Mercury will offer low to average level of yoga results.
The formation of the yoga on the 7th house from Moon sign can give good results with respect to the married life and can bring you appreciation on a wider level [provided you can avoid the hasty and argumentative attitude developing due to malefic aspect of debilitated Mars and due to conjunction with Saturn].

The formation of the yoga in 5th house from ascendant can favor you with sharp imagination, creativity, administration qualities, and spiritual development.
It will also have some chance to bring you opportunities of becoming prosperous.
However the areas of love and investments can suffer quite easily.

Principles on which Budhaditya Yoga operates:
Budhaditya Yoga operates on the principle of combining the mutually beneficial effects of Sun and Mercury in a birth chart.
Sun, the source of life energy and Mercury, the planet of intellect, together combine the life-giving energy of Sun with the discretionary power of Mercury resulting into a yoga that makes the native an intelligent, discerning, creative, intellectual individual, and thus a socially well known, prosperous and praiseworthy person.

Obvious that such combination of these two planets – Sun and Mercury - is extremely lucky to have as it brings success, status, financial well being, power and respect in the society.
However the extent and quality of the good effects of this yoga will depend on the quality and trend of the entire horoscope along with the individual and collective strength and auspiciousness of Sun and Mercury and also the nature of their lordships and their placement in any horoscope.

For best results both Sun and Mercury should be in strong and favorable signs and houses, while none of them should be in debilitation signs or should not get any malefic association or aspect while Mercury should not be too close to Sun.
This yoga gives maximum good results when Mercury is behind Sun and is placed within 14 Degrees of Sun.
If it is below 3 degrees or above 27 degrees from Sun – the yoga results are negligible.
Retrograde Mercury in birth chart [as is the case in your horoscope] can somewhat restrict the good effects of this yoga away from the fullest fructification.
Further the current Mahadasa and sub dasa should be friendly with these two planets and also favorable for the specific ascendant of the native.

How to best Harness Budhaditya Yoga:
For effectively utilizing any yoga, you will need to show respect to and follow the preferences and inclinations of the planets forming the yoga.
Sun rules soul, order, power, authority and superiors while he demands honesty, generosity, discipline, obedience and hard work.

As the lord of your second house from Moon, Sun rules speech, family and accumulation of wealth.
From ascendant, Sun rules the 12th house of losses of various kinds.
Thus you must soulfully strive to handle well your speech, working life [especially seniors], marital life and finance and try to ensure the maximum possible satisfaction of the authorities, growth of family happiness and wealth, and good relation with all at work, at home and also in society.
Avoid differences everywhere.

Mercury rules intelligence, analytical power, creativity, and communication and investment decisions.
Mercury rules the ascendant [all areas of life] and the 10th house of career from ascendant.
Thus to look after well your life and health and to develop your career, you must practice a disciplined life style, good listening, appropriate speech, obedience to seniors, avoidance of arguments and differences with seniors, control over expenses and avoidance of speculative and hasty investments and control over social life and indulgences through it.
If you take the above actions, you will benefit from the yoga even though only a very short part of the next two years [till 14 Jun 2016] will see direct operation of this yoga in your case.

Suggestions on what to avoid:
Avoid over indulgence in any area of life and also avoid all negative thoughts.
Stay on the right side of rules and principles.
Avoid all shortcuts, optimizations and rationalizations as these may look smart and appear quite tempting, but are basically capable of harming you acutely and at the most inconvenient time.
Take care to avoid projecting unsolicited ideas and suggestions, especially to seniors at home or at work.
DO NOT invest in speculative areas.
Stay careful to choose your associations as chance of fraud by them can be strong.

Worship Sun every morning after bath by pouring out water.
Chant “Om Adityay Namah” during worship of Sun.
Keep a glass of water at your bedside near your head at night.
Pour this water at the feet of a Peepal tree in the morning.
Read or listen to Sri Vishnu Sahashranama Stotra daily.

Times in life when Budhaditya Yoga effects would manifest:
During the next two years you will go through the main period of debilitated Mars and sub period of Sun till 14 Jun 2016 and then sub period of Moon [till 13 Jan 2017].
There after the main and sub period of Rahu will operate till 31 Mar 2018 and much beyond.
Therefore the Yoga effects will not be directly available to you except only from now till 14 Jun 2016.
Yet your Budhaditya Yoga will help you much as transit Saturn will now be in the 11th house of gain from it.

Thus gainful change of job with better status and role along with higher income will be possible.
At this stage transit Jupiter will also support the good effects of the yoga.
Your income and finance will improve appreciably till 27 Oct 2017.
Social/love life will tend to become quite active and thus the area of your marital life will need your personal attention and initiative till 27 Oct 2017.

After 27 Oct 2017 the yoga will see transit Saturn in the 12th house of loss from it.
This is a difficult and challenging period in home life, social life and also in career but the yoga will guide you with enough intelligence and good judgment to maintain stability in all areas and avoid negative relationship with others.

Once again at this stage transit Jupiter will join hands with the yoga to help you in making precise observation, accurate analysis, improved communication and right decisions.
However the area of love life, social life and marital life will stop being exciting while the yoga will give you the good sense to act diplomatically and to not make any new commitments.